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Bobadilla Finance Team
Loans to help turn your home ownership dreams into a reality
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Bobadilla Finance Team
Competitive rates on a large selection of loan programs
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We make mortgage planning a stress-free experience
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The First Step to Your Mortgage is Just a Click Away

Your Friendly Mortgage Lender

With over 23 years of mortgage experience, we specialize in all types of mortgage loans. You will receive personalized 5-star service throughout the process. We work with clients to buy a home or refinance their existing mortgage loan, offering VA loans, FHA loans, Jumbo loans, USDA loans, and much more.

Even though we have taken special care and consideration to packing this online resource with a wealth of knowledge about the mortgage and real estate process, we want you to feel comfortable calling us at any time to discuss your unique needs and expectations. Our company is committed to higher education, which means we are dedicated to helping our clients and referral partners make the most informed decisions.
Bobadilla Finance Team Home Loans NMLS: 1660690.

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    • Derek and his team were terrific in handling my slightly difficult re-fi. I highly recommend him.

      Allison B.
    • Derek goes above and beyond for his clients! Highly recommended.

      Craig R.
    • I first started with another company with my re-fi but when I could Derek he said he could get me a better interest rate and he he. I worked with Derek and his team and had a great experience. I had some issues with my solar company but all I had to do was call Derek and he helped me in every way. I had many questions and told Derek I was sorry for all the questions, he always made me feel comfortable. Thank you too Derek and your team for all that you had to do for me. I will use them again and give my friends their contacts.

      Linda S.
    • Derek is by far the Best at loans. From first time, to Jumbo, from refi or a incredible, usda, and calhfa. He Takes the unknown and makes dreams come true. Many clients have had Great results with Derek Bobadilla. Call text or email. easy to get a hold of.

      Andy M.
    • As first time buyers, we were nervous And had a lot of questions about the process of buying a home. Working with Derek Bobadilla and his team gave us the confidence and comfort in the process of purchasing our home. We were provided with all of the necessary tools and information needed to move forward in a timely manner. We highly recommend using this company as a lender. Excellent service.

      Darlene A.
    • Derek and his team were amazing in helping us fund our new home loan. He came recommended to me, and I would now recommend him to others! He has a calm and confident demeanor, and he was readily available for any questions that we had along the way. Thank you again!!!

      Ricky M.
    • Derek was recommended to me by my real estate agent. I had already been working with a lender that wasn't very helpful in my opinion. I felt like I had to keep chasing him down to get my questions answered. Derek was very attentive from the start. I told him that I had been pre-approved through another lender and that I was in escrow with a property. He got to work right away and had me send him all the paperwork he needed to get me pre-approved. He got everything done very quickly and efficiently. He was with me throughout the entire process. We officially closed escrow, and I am now the owner of a beautiful home in Arrowbear, CA. The lender I was initially working with wasn't knowledgeable enough about mountain properties. If you decide to buy a house in the mountains I would highly recommend that you work with someone that has experience with these kinds of properties. Derek and his partner Armando are both very efficient at what they do. I would highly recommend them.

      Jose A.
    • Amazing!!!! I worked with Derek to do a cash-back refinance, and it has been such a simple, painless process. I had chosen to work with Derek because he had helped my dad buy his home not too long ago. This would be my dad's third home he has bought and he said it was the easiest experience he had buying a home.

      I began my cash-back refinance November 11th, 2016 and I closed December 14th, 2016. It was quick and easy.

      He is very much concerned for his clients best interest; he will calculate many options but will give his best recommendations for you.

      Derek is now helping my mother and grandmother buy a home. He's the best.

      Ashley C.
    • If you need a home mortgage, either on a new purchase or a refinance Derek is the man to get the job done. I used Derek for both and he is very knowledgeable in all aspects your mortgages needs. He will work hard for you and keep you informed as your refinance or new purchases progresses. Five Star all the way. Thanks Derek for your hard work!

      Larry N.
    • Being a first time buyer, the whole process of buying a home can be a little overwhelming. Derek and his team had walked me through the entire process and time over time had clearly explained any questions or concerns I had. Overall, the experience was great, and I would recommend Derek and his team to anyone. Where Derek really shined was his ability to quickly work with my needs to get prequalified. Without that sense of urgency, my bid may not have had the time to be selected by the sellers. It was with that, I respected Derek, and from there on it was a simple process of document gathering and open communication on their needs as well as mine. Derek clearly explained my loan options, terms, and I truly felt he was looking out for my best interest; pun intended. Thanks again for your assistance.

      Richard H.
    • Derek made both a refinance and a new purchase a very smooth process. Extremely professional and knowledgeable. He returns calls promptly and keeps you well-informed every step of the way. His company offered very competitive rates and we were able to close within 30 days. If you want a mortgage done right, he is the guy to call!

      Karen V.
    • Derek Is a life saver! Not only did he show me how to use my money to work in my favor, but he was professional and delivered my refinance on time and kept me to task to get it all done early!

      Derek was a pleasure to work with and I will be definitely recommending him to others and using him for any future refinances. I feel he had my interest in mind,was knowledgeable and helpful in every step.

      Mary Ann F.