Derek Bobadilla
Branch Manager
The Bobadilla Finance Team, your friendly neighborhood mortgage lender, is located in Southern California and able to provide loans in all 50 states. We are committed to providing our clients with the highest quality mortgage loan services by offering our clients the personal service of a small bank with the full services of a “large” bank, without making you feel like a “corporate number.”
Whether you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan, buying your mountain cabin retreat or castle in the clouds, our highly experienced team of mortgage professionals can help make your dreams come true.
We provide a “full picture” approach with our clients where we analyze your entire financial situation and set a plan that will allow you to reach your long and short term financial goals. At Bobadilla Finance Team, our ultimate goal is to create long-lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
Our mortgage professionals specialize in Mortgage Home Loans such as, First Time Home Buyer’s Loans, Conforming Loans, Refinance Loans, Jumbo Loans, Cash Out Refinance Loans, Home Equity Loans, FHA Home Loans, VA Home Loans, Conventional Home Loans, State & Local Housing Programs, and many other home loan programs. FHA loans are an attractive option, especially for first-time homeowners. An FHA 30 year fixed rate mortgage is one of the most popular types of loans that allow borrowers to come in with a low down payment and obtain a low-interest rate.
If you already own a home, we’re happy to show you home loan options to refinance your mortgage loan to better suit your needs, whether it be lowering your monthly payment, consolidating debt, or taking cash-out, or buying another home as vacation or rental. Our commitment to you is to help you make informed choices about your financing options when buying or refinancing your home.